What Can a Finance Broker Help You Finance? More Than You Might Think!
- candice7664
- 1 day ago
- 4 min read
When most people hear the words "finance broker," their mind usually jumps straight to car loans. While we do help lots of clients get behind the wheel of their dream vehicles, car finance is just one piece of the puzzle. The truth is, brokers like us can help you secure finance for a much broader range of assets, some of which may surprise you!
At Inspired Asset Finance, we are all about making finance work for your lifestyle. Whether you’re upgrading your family car, investing in your business, or chasing weekend adventures in a caravan or jet ski, we’ve got access to lenders and loan products that can help bring it all to life.
Let’s break down the types of assets a finance broker can help you with.
🚗 Cars (New and Used)
No surprises here, car loans are one of the most common types of asset finance we deal with. Whether you’re buying from a dealership or a private seller, we’ll compare loans across a wide panel of lenders to find a product that fits your needs. We also offer options like balloon payments, low-doc loans for self employed applicants, and pre-approvals to give you buying confidence.
Bonus: We’ll also help you structure your loan to suit your budget, not just the car price.
🛻 Commercial Vehicles
From work utes to delivery vans, if it drives your business forward, we can help you finance it. Business vehicle loans are often structured differently than personal car loans, with considerations for cash flow, tax benefits, and business use.
If you're self-employed, a sole trader, or running a growing fleet, we’ve got lender options tailored to business owners, often with low doc or no doc requirements.
🛥️ Boats, Jet Skis & Leisure Vehicles
Yes, you can finance a boat, and yes, it’s more common than you might think. Leisure asset finance includes everything from jet skis and fishing boats to off-road caravans and even motorhomes.
Whether you’re chasing ocean adventures or heading off-grid for the school holidays, we’ll help you make it happen with the right finance setup.
These types of loans are slightly more niche, but that’s where a broker becomes especially valuable. We know which lenders are open to these asset types and how to structure your application for success.
🚐 Caravans, Camper Trailers & Motorhomes
Dreaming of hitting the open road with your home on wheels? Caravan finance is a growing category, especially for families and retirees looking for more freedom.
Whether it’s a brand new luxury motorhome or a humble pop-top camper, we’ll find a loan that fits your lifestyle. Some lenders even allow balloon payments or seasonal repayments for travellers with irregular income.
🏗️ Equipment & Machinery
Asset finance isn’t just about fun, it’s also about function. If your business needs new tools, machinery, or equipment, we can help source finance options that make sense.
This includes:
Construction equipment
Agricultural machinery
Office and IT gear
Manufacturing tools
Business equipment finance can often be claimed as a tax deduction (check with our accountant), depending on your circumstances. We can work with your accountant to make sure everything is structured correctly.
🛠️ Custom or Modified Assets
If you’re looking at custom built vehicles, imported machinery, or modified caravans, don’t worry, we’ve helped clients secure finance for all kinds of specialist assets. Not all banks know how to handle non-standard purchases, but we do.
We’ll liaise with the supplier, ensure all paperwork is in order, and match you with lenders who understand these more complex purchases.
🏢 Fit-Outs and Business Assets
Starting a new business or renovating your shopfront? We can help with finance for fit-outs, signage, and even point-of-sale systems. These types of loans often fall under commercial asset finance and can be structured around your projected cash flow.
Most traditional banks have a narrow view of what they will finance. If your asset falls outside of that, you might hear a hard “no” or be offered a loan that doesn’t truly suit your situation.
That’s where brokers like us shine.
We:
Have access to a wide panel of lenders, including specialist and non-bank options
Know which lenders suit which types of assets
Take the time to understand your goals and circumstances
Present your application in the best possible light
Offer ongoing support well beyond the first purchase
And most importantly, we’re on your team.
👋 The Inspired Approach
At Inspired Asset Finance, we believe finance should support your lifestyle, not limit it. We’re not here to throw jargon at you or push one size fits all products. We’re here to listen, guide, and get you the best outcome possible, whatever that looks like for you.
Whether it’s a car, caravan, boat, or business equipment, we’re ready to help you take the next step with confidence.
Ready to Explore What’s Possible?
If you've been wondering whether something you want is actually financeable, the answer might surprise you. Let’s chat through your options and take the stress out of the process, from application to approval and beyond.
Do it the Inspired way, get in touch today!
📞 Call us at 0439 698 123
📧 Email us at candice@inspiredassetfinance.com.au
🌐 Visit us at www.inspiredassetfinance.com.au
Let’s make your finance journey simple, smart, and stress-free!
Candice @ Inspired Asset Finance
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