your business, inspired by you
Business loans that keep your business moving
A new ute, a piece of kit or the equipment that helps you take on the next job, we'll find finance that works with your cash flow. We are an asset finance specialist broker in South East Queensland, helping businesses Australia wide.
Protect your credit file
Guidance before anything is lodged.
Honest Conversations
Straight answers always.
Flexible Lender Options
40+ lenders, business specialists included
In it for the long haul
This asset and the next one
What we can finance
Work vehicles and utes
Your vehicle is your office, your toolbox and often your first impression. We finance utes, vans, trucks and fleet vehicles for tradies, contractors and growing businesses, new or used and from a dealer or a private seller. With 40+ lenders, we’ll find a structure that keeps repayments in line with your cash flow, so you can get on the road and back to work.
PAYG and need a vehicle for work?
If your employed and use a vehicle mainly for work, you may be able to finance it as a business asset, even without an ABN.
We often help:
Real estate agents
Mobile health workers
Tradespeople
Sales representatives
Site supervisors
What you'll need
-
ABN and drivers licence
-
Business bank statements
-
Recent BAS or tax returns
-
The asset invoice or quote
-
Accountants letter, if asked
Don't have the above documents, don't worry, with access to 40+ lenders we do have alt doc options available as well. Get in touch to see if you qualify.
think of us as your finance partner
Finance that works with your cash flow.
Whether you've been trading for years or you're just getting started our team brings a combined 30+ years in finance. We'll make sure your repayments fit your cash flow and explain your options in plain english.
How it works
Share a few details
Your business, the asset and your timeframe
We review your options
We check what's possible across 40+ lenders, without affecting your credit score.
You choose, no pressure
Pick the loan that suits you. No obligation and no pressure.
Business Loan: common questions
Straight answers. Can't see yours? Give us a call.
Can I get business finance with a new ABN?
Often, yes. A new ABN doesn’t automatically rule you out. Some lenders work with businesses from day one, especially if you have a good personal credit history, own property or have experience in your industry. Others prefer 6 to 12 months or more of trading. We know which lenders suit where your business is at, so you won’t waste time applying to the wrong one.
Will checking my options affect my credit score?
No. We review your options first, using the details you share with us, without affecting your credit score. Nothing goes to a lender until you’ve seen your options, chosen the one that suits your business and told us you’re happy to go ahead. This matters because several applications in a short time can lower your score. We help you apply once, with the right lender.
Do I need an ABN to finance a work vehicle?
Not always. If you’re employed on a PAYG income and use a vehicle mainly for work, some lenders can still finance it, even without an ABN. This often helps real estate agents, tradespeople, sales representatives and anyone who spends their working day on the road. We’ll talk through how you use the vehicle and find a lender whose rules fit your situation.
What’s the difference between a chattel mortgage and a lease?
With a chattel mortgage, your business owns the asset from day one and the lender holds it as security until the loan is paid off. With a lease, the lender owns the asset and your business pays to use it, often with the option to buy it at the end. Each one is treated differently for tax and GST, so we’ll explain your options and suggest you check with your accountant.
Can I finance used equipment or a private sale?
Yes. Many lenders finance used vehicles, machinery and equipment, and many are happy with private sales too. Some set limits on the age or type of asset, so we’ll match you with lenders who suit what you’re buying. We arrange the checks the lender needs, such as confirming there’s no money owing on the asset, and pay the seller directly once the loan settles.
How long does business loan approval take?
Approval often comes back within 1 to 3 business days once we have your documents. You can speed things up by having these ready: your ABN, driver licence, recent BAS or tax returns, business bank statements, and the invoice or quote for the asset. Simple applications can be quicker. Once you’re approved and have signed, the funds go straight to the dealer or seller so you can take delivery.
