your next drive, inspired by you
Car Loans that get you behind the wheel, sooner.
Whether it's your first car, the family upgrade or the ute you have had your eye on, we will find a loan that fits your life and your budget. Inspired Asset Finance is a specialist car finance broker based in South East Queensland, helping drivers right across Australia.
40+
lenders
30+ years
combined experience
100+ google reviews
Protect your credit file
Guidance before anything is lodged.
Honest Conversations
Straight answers always.
Flexible Lender Options
40+ lenders, specialists included
In it for the long haul
This car, and the next one.
What we can finance
New or used, dealer or private sale, even a marketplace find.
However your buying, we will match the car you love to a lender that suits it, and you.
New Car Finance
Negotiate on price, not repayments
Walk into the dealership with your new car finance already sorted and you’re in the driver’s seat. We compare 40+ lenders to find a rate and term that suits your budget, so you can focus on the deal, not the monthly repayment pitch. Whether it’s a family SUV or a work ute, we’ll make it simple.
Who we help
Car finance can feel stressful when you don't know where you stand. We'll give you a clear picture of what's possible, even if a bank has already said no, so you can take the next step with confidence.
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Employed (PAYG): full time, part time or casual
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Self employed and ABN holders: including new businesses
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Bad credit or declined elsewhere: see how we help
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First time borrowers: with little or no credit history
What you'll need
Have these handy and your application moves faster. We will confirm exactly what your lender needs, but this is a general guide.
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Drivers licence
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Two recent payslips, or tax returns is self employed
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90 days bank statements (not always required)
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Details of any existing loans and credit cards
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The car's details or the sellers details if you have found the perfect one
Straight answers, not sales pressure
Our team brings a combined 30+ years in finance, and honestly, we've probably seen it all. It's why we would never send our friends to a dealer for finance.
What could my repayments be?
WHAT AFFECTS YOUR RATE
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Your credit history: A high credit score can open up lower rates.
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Income and employment: How steady it is and how your paid
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The car you want to purchase: it's age, type and value
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Loan term: longer terms mean lower repayments but can add interest overall
Checking your options won't impact your credit score. We only apply once you're happy to go ahead.
How it works
Share a few details
A quick chat about the car you're after and your situation.
We review your options
We check what's possible across 40+ lenders, without affecting your credit score.
You choose, no pressure
Pick the loan that suits you. No obligation and no pressure.
Good to know: once your car and loan are chosen, approval normally takes under 24 hours
Car Loan: common questions
Straight answers. Can't see yours? Give us a call.
Can I get a car loan with bad credit?
Often yes. We work with 40+ lenders, including specialist lenders who look at your whole situation, not just your credit score. If now isn't the right time we will tell you what to fix first.
Can I get approved before I find a car?
Yes absolutely, and we do pre approvals all of the time. Knowing your budget first means you can shop with confidence and negotiate like a cash buyer.
Can you finance a car from a private seller?
Yes. We arrange the checks the lender needs, organise all of the paperwork and pay the seller directly once the loan settles.
Can I finance an older car?
Yes, although some lenders set age limits on the vehicle you are purchasing, we know which lenders suit older and classic cars.
How long does approval take?
Approval typically takes less than 1 business days once your car and loan are chosen and we have all of your documents.
Will checking my options affect my credit score?
No. We review your options first without affecting your credit score, and only apply once your happy to go ahead.
Let's chat
Let's find the right loan for you
A free 10 minute chat, no obligation and no hard credit check to talk you through your options.