Car loans Toowoomba and beyond

Finance built around real people, not bank boxes

A car loan should feel like a stepping stone, not a setback. If you’ve been knocked back elsewhere, you’re feeling unsure about your options, or just want clarity without the pressure, you’re in the right place.

With access to over 30 lenders, we help you find finance that makes sense for your life today, next month and next year.

The right car loan for you

Straight answers, not sales pressure

Let’s get clear on what’s possible for you

Most people come to us a little bit ‘green.’ Maybe it’s your first car loan. Maybe you’ve been knocked back for a loan and you’re feeling a bit disheartened. Maybe you’ve cottoned on that car dealership finance can be a total rort.

As an independent broker who used to work in dealership finance, I can tell you now what I didn't know then - I wouldn't send my friends their way.

You need a car loan that’s fit for your life and your goals. As an independent broker, I’m obligated to give you the best I can find for your situation, not the one that lines someone else’s pockets.

The right loan takes away the guesswork and protects your long-term finances

In my experience, the stress comes from not knowing where you stand or how you can get to your goal.

That’s why I’m here to find and explain the best options for your circumstances.

Show me my options

New or used car loans,

private sale or dealer, you’ve got options

With access to over 30 lenders, I’ll find the right lender and loan for you.

It doesn’t matter if you’re buying a car in Toowoomba or on the other side of the country, Inspired Asset Finance can get you a car loan wherever you are in Australia.

The goal is a car loan

But we’re in the habit of over-delivering with:

Clear guidance so you never damage your credit file unnecessarily.
Honest conversations so you know exactly what’s happening and why.
Flexible lenders so you’re not boxed into a single option or pushed into a deal that doesn’t suit you.
A big-picture approach that protects you now and in the future.

Show me my options

Candice leans against a wall, smiling at camera, arm on hip

For a car loan that feels human, supportive and transparent

Because you’re not just another application, you’re a real person with goals

Safe, simple and straightforward car loans

Here’s exactly what happens when you enquire:

You share a few details so we can understand your goals and situation.
We review your options without affecting your credit score.
You choose the loan that feels right for you, with no pressure, no obligation, and no extra fees.

Once you’ve found the car and we’ve chosen the loan, most car loans are approved within 1-3 business days.